You are surfing the web when you see an advert. It says that you can earn £10,000 a month and can choose your own hours. The only thing is you have to pay £500 to start. Is this a scam?

To work out a budget, you need to add up all your income and then remove what?

Online lending types (e.g. payday loans; credit cards and bank loans (no signature needed)

Safe lending online (e.g. avoiding high levels of debt and associated anxieties)

This lesson explores the risk of online financial lending.